Will Auto Loan Interest Rates Go Down 2025. With incentives increasing and interest rates dropping, the conditions are ripe for prices to start coming down. The federal reserve’s rate cuts are expected to lead to a decline in auto loan rates, making it cheaper for consumers to borrow.
Bank auto loan rates showed little in the way of improvement in 2024 but expect that to rev up in 2025 as the economy motors along, banks look to spur loan demand, and the. Therefore, anticipating the fed’s future moves is critical to predicting car loan interest rates.
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